Exclusive CarFax Data Partnership

What is LienHub?

For Financial Institutions & Lienholders

LienHub is the industry's only real-time lien recording and monitoring network for automotive lenders. It publishes your liens directly to the CarFax vehicle history reports every bank already pulls — at the exact time of funding — so double funding never gets the chance to happen.

Apply for an account Verify a lien code

Applications from verified bank email domains — like @capitalone.com or @wellsfargo.com — are approved instantly.

Everything LienHub Does for Your Institution

Direct Lien Recording

Record your liens the moment a vehicle is funded. Every recorded lien publishes live to the CarFax vehicle history report within 24 to 48 hours through the automated nightly export — eliminating the traditional 3 to 8 week recording delay.

Secure Lien Code Verification

Every recorded unit carries a secure lien code printed on its CarFax report. Outside banks pull the report during underwriting and verify the lien through this portal — a free record count, then the full lienholder report for one flat $2.00.

Title & Lien Monitoring (Add-On)

Monitor up to 100,000 VINs simultaneously — $3,000/month. Track title shifts, lienholder updates, title reissuance, and encumbrances across your entire portfolio with the nightly CarFax sync.

Instant Risk Alerts

Receive email notifications and in-portal flags the moment a title transfer, reissuance, or secondary lien is detected on any monitored unit — immediate, per your alert settings.

Double-Funding Prevention

Lock in exclusive tradeline visibility and prevent floorplan fraud before it happens — every participating report flags your lien before a second lender can fund against it.

Bank-Only Security

Access is strictly limited to vetted lender accounts. No public, competitor, or anonymous lookups — verified bank email domains are approved instantly, every other application is reviewed by hand.

How It Works

Record your lien at funding

Enter the VIN on your portal dashboard and record the lien the moment the unit is funded — or queue your whole portfolio for the automated nightly export.

Your lien publishes live within 24–48 hours

The lien and its secure code appear on the CarFax vehicle history report every bank pulls — weeks before a physical recording would ever surface.

Outside banks see it and verify through the portal

A pre-funding lender pulls the report, encounters your lien code, and resolves it here — routed directly to your verified lien resolution instructions.

One flat price for everyone

Full lienholder report

$2.00

per verified code

Lien recording

Included

with every approved account

Monitoring add-on

$3,000/mo

up to 100,000 VINs

Lien intelligence that moves at the speed of funding, not the speed of paperwork.